Books + Guides

You're in control of Your Retirement Future

Inside are twenty major financial decisions which could profoundly impact your lifestyle over the next forty years. For many retirees, these decisions come as a surprise and must be made hastily without proper consultation. But by reading the expert, commission-free advice in this book, you'll learn how to manage your assets and prepare for the best possible retirement.

• Do I have enough money to retire now?
• How will I cover my medical expenses during retirement?
• When should I begin taking Social Security?
• How much should I invest in stocks, bonds, and cash?
• What criteria should I use to identify the best investments?
• Should I cancel my life insurance policy?
• Should I pay off my mortgage at retirement?

Ray E. LeVitre is a Certified Financial Planner with nearly twenty years of experience in the financial services industry, working for Fidelity, CitiCorp, Mutual of New York, and Merrill Lynch before starting his own firm. He has been featured in the Chicago Tribune, Money magazine, Newsweek, and Kiplinger's. A fee-only advisor, Ray does not receive commission from any product or service he recommends.
Visit www.networthadvice.com.

Award-winning personal finance columnist read by millions of people each week

The Incredibly Simple, Step-by-Step Guide to Investing Money for Your Future!

“A cover-to-cover must-read for everyone 16 to 60 who wants to live the American Dream. The earlier we choosetosave^®, the sooner we can stop saving, and the later we start saving the more we need to know in order to catch up. What you need to know; where you can find the answers; how you can take action. It is all here.” 

–Dallas Salisbury, CEO, Employee Benefit Research Institute and American Savings Education Council (www.choosetosave.org)

“Bookstores are full of tomes advising people how to save for retirement, yet millions of people are still hopelessly confused about what they should do. Gail MarksJarvis breaks it down into simple steps that anyone can do to ensure a more comfortable retirement. Read this book and prosper!”

–Liz Pulliam Weston, MSN Money Personal finance columnist and best-selling author of Your Credit Score

“This book offers a sensible, sophisticated approach for tackling the daunting challenge of saving for retirement. The good news? You can retire–without living on canned food or buying lottery tickets–if you follow Gail’s realistic strategies for saving, investing, and ultimately spending money in retirement.”

–Susan Tompor, Detroit Free Press

“You can wallpaper a warehouse with all of the awful investment advice offered up every year in newspapers, magazines, and books. One of the most difficult tasks is to separate the get-rich-quick hype from the truly worthwhile knowledge that will make you wealthy over time. I’m thrilled to say that Gail MarksJarvis has cut through the claptrap of investment cacophony and provided not only a solid plan for retirement saving, but a realistic, common-sense approach to personal finance in general. This is a triumph.”

–John F. Wasik, Bloomberg News personal finance columnist and author, The Merchant of Power

Drawn from responses to questions from over 20,000 readers of the author’s personal finance columns.

Over the years, Chicago Tribune financial columnist Gail MarksJarvis has taken the time to listen and respond to thousands of her readers about the issues, questions, and concerns that are most important to them. Saving and investing for retirement has never been more important...and with this book, it’s never been clearer what you need to do and how to do it. 

Don’t wait another day! Discover…

• How much you’ll need and how to get there…even if you’ve fallen behind
• Exactly how to set up IRAs, 401(k)s, or 403(b)s in minutes and pocket your tax money
• How to harness the money-making power of the stock market
• How to pick the right mutual funds confidently with simple strategies and specific recommendations
• Incredibly easy, safe investing strategies based on professional money-management techniques
• "Gimmick-free" investing shortcuts that won’t backfire on you
• How to keep debt from making you poor
• How to get reliable help if you need it…and avoid incompetents or scam artists
• How the new 2006 pension laws affect you

Introduction

1             Start Investing Early, or Start Now  1

2             Know What You'll Need  9

3             Savings on Steroids: Use a 401(k) and an IRA  39

4             An IRA—Every American’s Treasure Trove  59

5             IRA Decisions: How to Start, Where to Go  65

6             Why the Stock Market Isn't a Roulette Wheel  89

7             What's a Mutual Fund?  105

8             Making Sense of Wacky Mutual Fund Names  115

9             Know Your Mutual Fund Manager's Job  127

10           The Only Way that Works: Asset Allocation  151

11           Do This  163

12           How to Pick Mutual Funds: Bargain Shop  181

13           Index Funds: Get What You Pay For  189

14           Simple Does It: No-Brainer Investing with Target-Date Funds  209

15           Do You Need a Financial Adviser?  219

Index  229

Finally, an eye-opening Law of Attraction book packed with powerful and easy to use tips, tools and techniques to activate the Law of Attraction in your life. Become a magnet for more of what you want in your personal and professional life. Get the results you deserve. You will be amazed at how simple it is.

Read and discover:

* How to powerfully attract more of what you want
* The proven five-step formula to create 'luck'

*How to work with your non-conscious mind to get measurable results

*Simple solutions to finally get out of your own way

*How to maximize your happiness and success with little known law of attraction secrets

*surefire method to de-hypnotize yourself from limiting beliefs and agreements

*How you prosper when you know the deeper purpose of the Law of Attraction

Table of Contents of the Law of Attraction Made Simple by Jonathan Manske
Introduction
Part 1 - The Law of Attraction
Basics of the Law of Attraction
Change Your Mental and Emotional State
Focus
The Formula
The Deeper Purpose of The Law of Attraction
What not How
Habitual State of Being
Life Purpose
The Law of Attraction Paradox
The ABC s of Attraction
Cesar Millan Relax Technique
Money, Compliments and Acknowledgment
The Language of Attraction
Talk Nice to Yourself
The Magic of Intention
Do You Really Want What You Think You Want?

Part 2: Your Non-Conscious and the Law of Attraction
Your Non-Conscious is Really in Charge
Do-it-yourself Head Trash Removal (DIYHTR)
The Sand Technique
Choosing Your Results
The Collapse
Conflicting Wants and Beliefs
The Grand Canyon Effect
Agreements
Final Notes

Appendix
Statements to Clear Using DIYHTR
Recommended Resources
About the Jonathan Manske

World-class author and innovator Ernie J. Zelinski guides you to:

• Gain courage to take early retirement; in fact, the earlier the better.
• Put money in proper perspective so that you don't need a million dollars to retire.
• Generate purpose in your retirement life with meaningful creative pursuits.
• Follow your dreams instead of someone else's.
• Take charge of your mental, physical, and spiritual health.
• Better envision you retirement goals -- including where you want to live.
• Above all, make you retirement years the best time of your life.

What sets this retirement book apart from all the others is its holistic approach to the fears, hopes, and dreams that people have about retirement. This international bestseller (over 110,000 copies sold in its first edition) goes way beyond the numbers that is often the main focus of retirement planning in most retirement books.

There are many ingredients of a happy retirement and several retirement planning tools that help retirees plan for their retirement in new and more meaningful ways. One of the most powerful tools is The Get-a-Life Tree that you won't find in any other retirement books.

In short, the retirement wisdom in this book will prove to be much more important than how much money you have saved. How to Retire Happy Wild, and Free helps readers create an active, satisfying, and happy retirement in a way such that they don't need a million dollars to retire.